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If you’re searching for the best creamed chipped beef on toast recipe, you’ve landed in the right place. This timeless dish, often affectionately called SOS recipe (short for “Shit on a Shingle” in military slang), is a creamy, savory gravy made with thinly sliced dried beef poured over crispy toast. It’s pure nostalgia in every bite – hearty, budget-friendly, and incredibly easy to make. Whether you’re reminiscing about family breakfasts, military mess hall meals, or just craving classic American comfort food, this chipped beef gravy delivers rich flavors with minimal effort.
Known for its origins in early 20th-century military cookbooks, creamed chipped beef on toast became a staple during World War I and II due to its affordability and ability to feed large groups. Dried beef was shelf-stable, milk and butter were pantry basics, and toast stretched the meal further. Today, it’s a beloved retro recipe that’s perfect for busy mornings, lazy brunches, or even a quick dinner. With just a handful of ingredients and about 20 minutes, you can whip up this dried beef on toast that’s salty, creamy, and utterly satisfying.

What makes this classic creamed chipped beef stand out? The key is building a smooth béchamel-style sauce that coats the tender pieces of beef without lumps, then seasoning it perfectly to balance the natural saltiness of the dried beef. We’ll walk you through every step, plus tips for variations, serving ideas, and how to make it healthier if desired.
Why You’ll Love This Creamed Chipped Beef on Toast Recipe
This isn’t just any SOS recipe – it’s elevated with simple techniques for the creamiest gravy possible. Here’s why it should be your go-to:
- Quick and Easy: Ready in under 30 minutes with basic pantry staples.
- Budget-Friendly: Uses inexpensive dried beef (often found in jars near lunch meats).
- Versatile: Great for breakfast, brunch, lunch, or dinner.
- Nostalgic Comfort: Evokes memories of grandma’s kitchen or military traditions.
- Customizable: Add heat with cayenne, richness with cream, or veggies for a twist.
One bite of this chipped beef gravy over golden toast, and you’ll understand why it’s endured for over a century. The contrast of crunchy bread against velvety sauce loaded with beef strips is irresistible.
Ingredients
This recipe serves 4 generously. Feel free to double it for meal prep!
- 4 tablespoons unsalted butter
- 4 tablespoons all-purpose flour
- 3 cups whole milk (or 2 cups milk + 1 cup half-and-half for extra creaminess)
- 1 (4.5-ounce) jar dried beef, rinsed and chopped into bite-sized pieces
- ½ teaspoon freshly ground black pepper (or to taste)
- ¼ teaspoon cayenne pepper (optional, for a subtle kick)
- 1 dash Worcestershire sauce (optional, for depth)
- 8 slices thick bread (Texas toast, sourdough, or white bread recommended), toasted

Instructions
Follow these numbered steps for perfect creamed chipped beef on toast every time:
- Prepare the dried beef: Rinse the dried beef under cold water to remove excess salt (highly recommended unless you love super salty flavors). Pat dry with paper towels, then chop or tear into small strips or pieces. Set aside.
- Melt the butter: In a large skillet or saucepan over medium heat, melt the butter until foaming.
- Make the roux: Sprinkle in the flour and whisk constantly for 2-3 minutes to cook out the raw flour taste. The mixture should be smooth and bubbly, turning a light golden color.
- Add the milk: Gradually pour in the milk while whisking vigorously to prevent lumps. Continue whisking until the sauce comes to a gentle simmer and thickens, about 5-7 minutes. It should coat the back of a spoon.
- Season the sauce: Stir in black pepper, cayenne (if using), and Worcestershire sauce. Taste and adjust seasoning – remember the beef adds saltiness.
- Incorporate the beef: Add the chopped dried beef to the sauce. Stir well and simmer for 3-5 minutes until the beef is heated through and the flavors meld.
- Toast the bread: While the gravy simmers, toast your bread slices to golden perfection.
- Serve: Spoon the hot chipped beef gravy generously over the toast. Garnish with extra black pepper or fresh parsley if desired. Enjoy immediately!
Tips for the Best Creamed Chipped Beef on Toast
Achieving restaurant-quality SOS recipe at home is all about technique. Here are pro tips:
- Control the salt: Dried beef is very salty, so always rinse it. If it’s still too intense, soak in water for 10 minutes.
- Avoid lumps: Whisk constantly when adding milk, and use room-temperature milk for smoother incorporation.
- Thickness matters: If the gravy is too thick, thin with more milk. Too thin? Simmer longer or make a slurry with flour and water.
- Make ahead: Prepare the gravy up to 2 days in advance and reheat gently with a splash of milk.
- Storage: Refrigerate leftovers (gravy only) in an airtight container for up to 3 days. Reheat on the stovetop – don’t store on toast to avoid sogginess.
- Freezing: The gravy freezes well for up to 2 months. Thaw overnight and reheat slowly.
Variations on Classic Creamed Chipped Beef
Keep things exciting with these twists on the traditional dried beef on toast:
- Spicy Version: Amp up the cayenne or add hot sauce for a fiery kick.
- Cheesy SOS: Stir in ½ cup shredded cheddar or American cheese for a richer gravy.
- Ground Beef Alternative: Brown ¾ pound ground beef instead of dried beef for a heartier, less salty option.
- Veggie Boost: Add frozen peas, diced onions sautéed in the butter, or mushrooms for nutrition.
- Luxury Upgrade: Use half heavy cream for an ultra-creamy texture.
- Low-Sodium: Opt for low-sodium dried beef or deli-sliced roast beef.

Serving Suggestions
While toast is traditional, get creative:
- Over fluffy biscuits for a Southern twist.
- Atop mashed or baked potatoes for dinner.
- With hash browns or home fries for a full breakfast plate.
- Alongside scrambled eggs and fresh fruit.
- On English muffins for a portable version.
Pair with coffee, orange juice, or a simple green salad to balance the richness.
The History and Cultural Context of Creamed Chipped Beef on Toast
This dish traces back to the 1910 U.S. Army Manual for Army Cooks, where it fed troops affordably. During WWI and WWII, it became infamous as SOS – a humorous (or frustrated) acronym among soldiers. Post-war, veterans brought it home, making it a family staple in Pennsylvania Dutch regions and diners nationwide.
Today, it’s celebrated as retro comfort food, appearing in frozen meals and diner menus. Despite its unglamorous nickname, creamed chipped beef on toast represents resilience, simplicity, and satisfaction – perfect for modern busy lives.
Fun Facts About SOS Recipe
- The nickname “Shit on a Shingle” dates to WWII slang, with polite versions like “Save Our Stomachs.”
- It’s still served in some military dining facilities and diners like Pennsylvania’s famous spots.
- Variations exist worldwide, like British “creamed beef on toast” or similar gravy dishes.
Frequently Asked Questions
Is creamed chipped beef healthy? It’s indulgent but can be lightened with low-fat milk and less butter. Provides protein from beef and calcium from milk.
Where to buy dried beef? Look for jars (like Armour or Knauss) near canned meats or lunch meats in grocery stores.
Can I make it gluten-free? Yes! Use gluten-free flour and bread.
Why is it called chipped beef? The beef is “chipped” or thinly sliced after being pressed and dried.
This classic creamed chipped beef recipe clocks in around 400 calories per serving (with 2 slices toast), offering comfort without complication. Give it a try – your family will thank you!

Creamed Chipped Beef on Toast
Ingredients
Equipment
Method
- Rinse dried beef under cold water, pat dry, and chop into pieces.
- Melt butter in a skillet over medium heat.
- Whisk in flour and cook for 2-3 minutes to form a roux.
- Gradually add milk, whisking constantly until thickened.
- Season with black pepper, cayenne, and Worcestershire if using.
- Stir in chopped dried beef and simmer 3-5 minutes.
- Toast bread slices until golden.
- Ladle gravy over toast and serve hot.



